My experience with Katapult was Great!! I had an emergency situation where our recliner broke and it was also my sons friend'? ? ?s bed when he stayed over so he was coming that weekend and thanks to Katapult he had a new chair bed to sleep on because of the unexpected recliner breaking we were not prepared to pay the full amount for the new chair bed so Katapults financial service was the only way we could get the chair bed in time and the online process was very easy, thanks Katapult we will definitely use you in the future!!!