First of all, I bought a chair, then I am told that I have 52 payments of 10.40 to pay for 52 weeks. I paid $25.00 on my bill and did not see this on the payment plan. I do not think that I will purchase anything again. I am truly sorry, but if I could at this time, I would pay the bill off. Do not get me wrong, I love the chair, but so much finance charges.