Not real happy. I payed off a lease in 90 days and the still took a payment out ! Wasn't easy getting a refund. Now to to recent heart surgery I asked to skip a payment in June.They said ok. I told them I'd make my next regular payment on the 30th. I did. The on the 1st the took another payment out and refused to refund. As a disabled 65 year old man and this has caused me a lot of problems.