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i have been using Saxo techfor over four years now. Originally I dabbled in CFD'? ? ?s but this proved costly, so now just investing.The app is very very easy to use and Saxo tech '? ? ?s are extremely competitive, better by long a way when compared against AJ Bell or Hargreaves'? ? ?s Lansdown.Customer service is top notch when needed too. All in all, a great product, customer service and fees.If they were to ever create a SIPP, I had definitely move some of my pension so I could grow it more.